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Aditya Birla Sun Life Banking & PSU Debt Fund - REGULAR - IDCW

Aditya Birla Sun Life · Banking & PSU
Moderate
₹148.93
Current NAV
23 Oct 2026
-3.1%
1Y Return
-2.7%
3Y CAGR
-2.0%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.59).
  • Generates significant excess returns relative to benchmark index (Alpha: 6.09).
  • Very large asset base (AUM: ₹16,140 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Higher expense ratio (2.29%) which can affect compounding over long horizons.
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.59
Sharpe Ratio
1.49
Beta
6.09
Alpha
2.05
Sortino
Fund Details
Fund House Aditya Birla Sun Life
Category Banking & PSU
AUM ₹16140 Cr
Expense Ratio 2.29%
Min SIP ₹500
Min Lumpsum ₹1000
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