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Aditya Birla Sun Life Banking & PSU Debt Fund - Direct - Quarterly IDCW

Aditya Birla Sun Life · Banking & PSU
Moderate
₹104.35
Current NAV
25 Jun 2026
14.7%
1Y Return
14.7%
3Y CAGR
15.7%
5Y CAGR
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Analysis & Suitability
Pros / Upsides
  • Highly cost-efficient with a low expense ratio of 0.37%.
  • Generates significant excess returns relative to benchmark index (Alpha: 6.07).
  • Very large asset base (AUM: ₹20,620 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Returns are subject to standard market fluctuations and interest rate risks.
  • No indexation benefits under current tax laws for short holding periods.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.07
Sharpe Ratio
0.67
Beta
6.07
Alpha
1.47
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Fund Details
Fund House Aditya Birla Sun Life
Category Banking & PSU
AUM ₹20620 Cr
Expense Ratio 0.37%
Min SIP ₹500
Min Lumpsum ₹1000
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